In the digital rat race, it is becoming increasingly difficult for smaller banks to keep pace due to the twin facts that the technology is evolving fast and the corporate M&A activity seems to remake the existing vendors. So, even before the ink is dry on a contract with a vendor, a new twist or a slight innovation keeps upping the ante.

American Banker’s article addresses the nuances of this issue of churn and new twists in Fintech models and companies.