MeridianLink DecisionLender
Indirect lending software that automates workflows to accelerate decisioning and funding.
Overview
MeridianLink DecisionLender is purpose-built for indirect lending, helping financial institutions accelerate decisioning, shorten funding cycles, and strengthen dealer relationships.
The platform supports configurable workflows that match institutional operations, including customizable decision rules, dealer scoring, verification steps, stip requirements, and funding processes to reduce manual touchpoints and improve consistency.
It offers automated counteroffers to convert borderline applications into funded loans, dynamic rate and dealer reserve calculations to apply pricing models and participation rules, and integrations with major automotive data providers and dealer portals to streamline verification and application capture.
Key Features
- + Configurable lending workflows
- + Automated counteroffers for borderline applications
- + Dynamic rate and dealer reserve calculations
- + Instant decisioning from dealer portals
- + E-contracting and digital document management
- + Integration with NADA, Kelley Blue Book®, Black Book®, and CARFAX®
- + Connectivity with DealerTrack, RouteOne®, and CUDL®
- + Dealer scoring and verification automation