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How to calculate average handling time for payment exceptions

Updated October 27, 2026

Calculate average handling time by tracking the total time from exception detection to resolution, then dividing by the number of resolved exceptions over a specific period to measure operational efficiency.

How It Works in Practice

  1. 1Track timestamp when payment exception first enters the queue for investigation
  2. 2Record when an operator begins actively working on the exception case
  3. 3Capture resolution timestamp when exception status changes to closed or resolved
  4. 4Calculate total handling time by subtracting start time from resolution time
  5. 5Aggregate all handling times within reporting period and divide by exception count
  6. 6Segment calculations by exception type, operator, and complexity level for deeper insights

Common Pitfalls

Failing to exclude weekends and holidays from calculations violates PCI DSS operational continuity requirements

Key Metrics

MetricFormula
Average Handling TimeTotal active work time divided by number of resolved exceptions
First-Time Resolution RateExceptions resolved without escalation divided by total exceptions
Exception Processing SLATime from exception creation to final resolution

Related Terms

How to set up a payment operations on-call rotationHow to build a payment operation shift report templateHow to design a payment operation metric scorecard

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