1
Usage-Based Insurance (UBI) — Telematics, IoT, and Real-Time Rating
2
Claims Automation — First Notice of Loss (FNOL) to Settlement
3
Underwriting Workbench — AI-Assisted Risk Selection and Pricing
4
Policy Administration System Modernization (Legacy Replacement)
5
Fraud Detection in Claims — Social Network Analysis and Anomaly Detection
6
Distribution Transformation: Embedded Insurance (Fintech, Auto, Home)
7
Reinsurance Optimization — Automated Ceded and Assumed Reinsurance
8
Climate and Catastrophe Modeling — Real-Time Exposure Management
9
Customer 360 for P&C — Cross-Sell Home/Auto/Pet/Liability
10
Regulatory Compliance: State Filing, Rate Approvals, and Surplus Lines
11
Third-Party Data Integration (Credit, MVR, Property Records)
12