Topic
InsurTech
Emerging technology disrupting insurance — telematics, parametric products, digital distribution, and claims automation.
8 articles
Accelerated Underwriting: Which Data Sources Replace the Medical Exam?
Primary Data Sources Replacing Medical Exams in Accelerated Underwriting Accelerated underwriting programs eliminate medical exams for 70-85% of life in...
How to Automate Salvage Recovery Tracking and Disposal Workflows
Salvage recovery operations drain 12-18% of gross settlement costs when handled manually, with recovery rates dropping to 25-35% of assessed value due t...
How to Build a First Notice of Loss (FNOL) Intake Form That Feeds Automation
Building a First Notice of Loss (FNOL) intake form that feeds automated claims processing requires structured data capture aligned with downstream syste...
Claims Workflow Orchestration: Assignment, Triage, and Escalation Rules
Claims workflow orchestration automates the routing of incoming claims through assignment rules, triage protocols, and escalation triggers...
Comparing Monolithic PAS vs. Headless PAS for Digital-First Insurers
Headless Policy Administration Systems (PAS) deliver 40% faster time-to-market for new insurance products compared to monolithic systems, according to a...
What Is Telematics Data Normalization for Usage-Based Auto Insurance?
Data Source Heterogeneity Creates Rating Complexity Telematics data normalization standardizes vehicle behavioral data from multiple sources into consis...
How to Reduce Quote Turnaround Time from Days to Minutes
Current State: Why Quote Turnaround Takes Days Instead of Minutes Most P&C insurers operate with quote turnaround times ranging from 24-72 hours for sta...
10 Data Sources You Should Integrate into Your P&C Rating Engine
P&C rating engines that rely solely on traditional data sources leave money on the table...