About This Resource
A structured worksheet that guides credit analysts through borrower financial analysis, qualitative risk assessment, collateral evaluation, and risk rating assignment. Produces a documented credit analysis.
When to Use
When conducting credit analysis for a new or existing borrower.
Audience
Credit Analyst, CRO, Head of Commercial Banking, Relationship Manager
What You Bring
- Borrower name
- Financial statements
- Business description
- Collateral details
What You Get
- Structured credit analysis
- Risk rating
- Downloadable Word/PDF
Fill In the Worksheet
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Borrower Overview
Capture the key details of the borrower and the credit facility under analysis.
Financial Analysis
Analyse the borrower's financial performance and position.
Qualitative Risk Assessment
Assess the qualitative risk factors associated with the borrower.
Collateral & Security
Evaluate the collateral and security package supporting the facility.
Risk Rating & Recommendation
Assign a risk rating and document the credit recommendation.