Digital Matrix Systems
Credit bureau data access, storage, and analytics platform for financial institutions and insurers
Overview
Digital Matrix Systems (DMS) provides financial institutions and insurance companies with data-driven tools for credit risk management, analytics, and compliance. Since 1982, the company has offered seamless access to credit bureaus and alternative data sources through products including CreditBrowser®, CreditServer®, and Data Access Point®. The platform delivers advanced analytics capabilities through DMS Summary Attributes®, derived attributes, insurance attributes, trended attributes, and loan modification attributes.
DMS solutions support loan origination, marketing, risk management, fraud prevention, and Metro 2® auditing services. The company serves banks, credit unions, auto lenders, and insurance companies with tools for credit policy testing, performance monitoring, scoring models, and consumer dispute resolution. Additional capabilities include FastTrack modeling, merge benefit analysis, bureau preference analysis, and data source evaluation through the TEST/DRIVE® offering.
Key Features
- + Credit bureau and alternative data source access via Data Access Point®, CreditServer®, and CreditBrowser®
- + DMS Summary Attributes®, derived attributes, insurance attributes, trended attributes, and loan modification attributes
- + Metro 2® auditing services for credit reporting accuracy and compliance
- + CreditAnalyst® marketing stage analytics and credit policy testing
- + Performance monitoring, FastTrack modeling, scoring models, and bureau preference analysis
- + Consumer dispute resolution and fraud prevention tools