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Banking & LendingCore Banking & OperationsGeneral Ledger

Formance

Programmable open-source core ledger for building financial flows across fiat and digital assets.

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Overview

Formance is a programmable, open-source core ledger that lets fintechs and financial teams model and run financial flows across fiat and digital assets. Its ledger uses Numscript, a domain-specific language for encoding transaction logic with consistency and auditability.

Beyond the ledger, the platform extends to reconciliation, payment connectivity and flow orchestration, giving engineering teams a programmable financial backend that can be self-hosted or run as a managed service.

Key Features

  • + Programmable, open-source core ledger
  • + Numscript domain-specific transaction language
  • + Support for fiat and digital assets
  • + Reconciliation and payment connectivity
  • + Flow orchestration
  • + Self-hosted or managed deployment

Integrations

Open APIREST APIPayment systems
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