Cross-Sector / Enterprise Fintech › Lending (Non-bank) › Marketplace Lending Platform
Happy Money
US lending platform offering personal loans focused on credit card debt consolidation for consumers.
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Overview
Happy Money is a US consumer lending platform that provides personal loans aimed primarily at consolidating credit card debt. Consumers can prequalify online without affecting their credit score and then complete the process digitally.
Working with lending partners, Happy Money offers straightforward, fixed-rate loans with no hidden fees so borrowers can simplify and pay down higher-cost balances.
Key Features
- + Personal loans for debt consolidation
- + Soft-inquiry prequalification
- + Fixed-rate installment loans
- + Transparent, no-hidden-fee structure
- + Fully online application
- + Partner-funded lending model
Integrations
Open API
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