One Inc
Digital payment platform unifying premium collection and claims disbursement for insurers
Overview
One Inc operates a unified insurance payments platform serving P&C and life carriers, MGAs, and agents. The platform combines PremiumPay for premium collection (credit card, ACH, IVR, mobile SDK, payment portals) and ClaimsPay for digital claims disbursement through multiple channels and methods including vendor-provider network payments, lienholder and mortgagee payments, and multi-party settlements.
The solution provides digital engagement via multi-channel messaging, automated reconciliation and reporting, security and compliance features that remove sensitive payment data from carrier networks, and integrations with core insurance systems. The platform serves auto, property, workers compensation, commercial lines, and life insurance segments. As of March 2026, One Inc serves over 300 carriers, processing $245 billion in annual payment volume through a network of over 1.2 million vendor-providers.
Key Features
- + Unified premium collection and claims payment platform
- + Multi-channel payment acceptance: IVR, mobile SDK, payment portals, call center, agents, pay-by-text
- + Digital claims disbursement to payees via preferred channels and methods
- + Vendor-provider network payments with 1.25M+ participants
- + Automated reconciliation and downloadable reporting in multiple formats
- + Security and compliance features removing sensitive payment data from carrier networks