OpenWay
Real-time digital payments platform for card issuing, merchant acquiring, wallets, and instant payments.
Overview
Way4 is a composable digital payments platform supporting card issuing, merchant acquiring, digital wallets, payment switching, BNPL, and fleet solutions. The platform enables real-time processing of multiple payment instruments including debit/credit cards, instant payments, tokenized assets, CBDC, and crypto across B2C, B2B, B2B2C, and C2G models. It provides omnichannel support across ATM, POS, e-commerce, mobile, and wearables with unified business rules and no-code configuration tools.
The solution covers the full payment lifecycle including onboarding, authorization, risk management, pricing, clearing, settlement, disputes, and reporting. The platform offers flexible deployment options including on-premises, cloud, or dedicated SaaS.
Key Features
- + Real-time payment processing across cards, wallets, instant payments, and digital currencies
- + No-code product configuration and unified business rules engine
- + Omnichannel support for ATM, POS, e-commerce, mobile, wearables, and embedded payments
- + Full lifecycle management: onboarding, authorization, risk, clearing, settlement, disputes
- + Multi-instrument issuing and acquiring on single platform
- + Country-specific compliance and regulation support across global deployments