PCMS
Enterprise policy administration, billing, and claims platform for P&C insurance carriers and MGAs.
Overview
PCMS provides the Atlas Platform, a unified cloud-native insurance software system for property & casualty carriers, mutuals, specialty MGAs, and surety writers. The platform handles policy administration, billing & accounting, claims management, and statutory reporting across personal lines, commercial lines, workers' compensation, surety bonds, and specialty programs including E&S, D&O, E&O, cyber, and inland marine.
Atlas delivers straight-through processing, 360-degree policyholder views, endorsements, renewals, premium audit, reinsurance management, FNOL-to-settlement claims workflows, and NAIC-aligned reporting. The system includes a feature-rich agent portal with real-time policy forms, e-signature, and mobile app, plus pre-built API integrations with partners like LexisNexis, CoreLogic, and Vertafore. PCMS has been providing P&C software since 1999.
Key Features
- + Multi-line policy administration for personal, commercial, workers' comp, and surety
- + Integrated billing with direct bill, agency bill, and pay-as-you-go WC
- + Claims management from FNOL to settlement with reserve worksheets and catastrophe management
- + NAIC-aligned statutory reporting across all jurisdictions (ISO, TICO, TASI, NAII)
- + Agent portal with real-time policy forms, claims history, and e-signature
- + Pre-built API integrations with 20+ data, payments, and analytics partners