Prosper Marketplace
Online marketplace platform offering personal loans, credit cards, and investment opportunities.
Overview
Prosper Marketplace is an online lending platform that connects borrowers with individual and institutional investors. Founded in 2005, it provides personal loans ranging from $2,000 to $50,000 with next-day funding and no prepayment penalties.
The platform also offers the Prosper® Card, a credit card with up to a $3,000 credit limit and no security deposit required. Additionally, Prosper provides investment opportunities including IRAs and unique investments with historical average returns.
Applications are 100% online, supported by human customer service, and aim to provide ease and transparency for users seeking fast access to cash, debt consolidation, credit access, or investment diversification.
Key Features
- + Personal loans from $2,000 to $50,000
- + Next-day funding
- + No prepayment penalties
- + Prosper® Card with up to $3,000 credit limit
- + 100% online application process
- + Investment opportunities including IRAs
- + Human customer service support
- + Credit rate check with no impact