Quantium
Transaction data enrichment solution that cleanses and categorizes raw banking data for personalization and risk decisions.
Overview
Q.Refinery is a global transaction data solution that transforms raw, unstructured banking transactions into clean, categorized, and enriched customer views. It covers over 35 million brand and location combinations across more than 15 countries, delivering an increase in expense coverage and accuracy, and correction in Merchant Category Codes.
The solution generates over 1,000 predictive customer attributes to help retail and commercial banks improve personalization, strengthen credit risk decisions, and accelerate model development. Working with leading banks globally, Q.Refinery is part of Quantium's Q platform, a cloud-based data science and AI platform integrating the company's intellectual property since 2002.
Key Features
- + Transaction data cleansing and categorization
- + 1,000+ predictive customer attributes generation
- + Merchant Category Code correction (40%+ improvement)
- + 35 million+ brand and location combinations coverage
- + Customer profiling and segmentation for personalization
- + Credit risk and affordability assessment support