UrbanStat
Geospatial analytics and AI platform for property underwriting in personal and commercial insurance lines
Overview
UrbanStat provides property underwriting software leveraging geospatial data and machine learning algorithms to help insurers improve loss ratios, select better risks, and price more accurately. The platform offers more than 20 modules covering portfolio analytics, transaction-level risk selection, exposure management, wildfire risk analysis, and moratorium management for both personal and commercial lines.
The solution provides over 30 data points for every property across the US, Canada, and Europe, enabling cross-border portfolio management through a single platform. Integration options include database-level, file system, and API connections, with pre-built integrations available for Duck Creek, OneShield, and Guidewire systems, with implementation timelines as short as four weeks.
Key Features
- + 20+ underwriting modules for portfolio management and risk selection
- + 30+ geospatial data points per property across US, Canada, and Europe
- + AI and machine learning-powered risk pricing and selection
- + Wildfire risk assessment and exposure management tools
- + Moratorium management capabilities
- + Pre-built integrations with Duck Creek, OneShield, and Guidewire