Property and Casualty Insurance Business Information Model

Property and casualty insurers are re-underwriting climate and catastrophe risk faster than actuarial cycles used to require, while AI-assisted claims triage and a wave of MGA-led InsurTech competition push incumbents to modernize underwriting and claims at the same time they're managing loss-ratio pressure.

Every one of those initiatives eventually runs into the same question — what data does this business actually run on, and who owns it? The Property and Casualty Insurance Business Information Model gives that conversation a starting inventory: subject areas and entities organized into Foundational, Transactional, and Informational categories, ready before anyone opens a modeling tool.

Delivered as an editable Word document. Bonus: Business Data Modeling Guide (PDF).

What's Inside

• Subject areas and data entities in Foundational, Transactional, and Informational categories
• Short descriptions for each data entity
• Bonus: Business Data Modeling Guide

Data Categories Explained

• Foundational — master/reference data (customers, products, org structures)
• Transactional — business events (trades, claims, payments, orders)
• Informational — derived/analytical data (reports, metrics, dashboards)

How Teams Use It

• Data governance — establish a shared business vocabulary across the enterprise
• System integration — understand data flows between capabilities and apps
• Transformation planning — map data dependencies before migrating systems
• Architecture alignment — cross-reference with capability maps and value streams

Who It's For

Data architects, business architects, enterprise architects, data governance leads, and technology teams.

This is a business-level data model (subject areas and entities), not a technical model with attributes and relationships.

Terms

• Digital product — no returns or refunds. Review the description before purchasing.
• Content may not apply to your specific situation.
• Consultants using deliverables for multiple clients have different terms.
• Sold as-is, no warranties. Does not include implementation support.
• Review our terms of service.