Tier 3
Student Loan & Education Debt Pack
127 households with student loan complexity for PSLF, IDR, and refinancing testing.
Overview
Student loan optimization is one of the most complex financial planning challenges for younger households. This dataset provides 127 households with student loan complexity spanning federal and private loans, PSLF eligibility tracking, IDR plan optimization scenarios, refinancing decision trees, marriage penalty analysis, and employer student loan benefit coordination. Includes medical resident and law school graduate scenarios with high debt-to-income ratios.
What's Inside
127 households with federal and private student loan portfolios
PSLF eligibility tracking with qualifying payment histories
IDR plan optimization: SAVE, PAYE, IBR, ICR comparisons
Refinancing decision scenarios with break-even analysis
Marriage penalty analysis for joint vs. separate filing
Employer student loan benefit coordination (SoFi at Work, Gradifi)
Use Cases
Student loan optimization algorithm testing
PSLF tracking tool validation
Employer benefit platform QA
Financial planning software student loan module testing
Ideal Buyers
Student loan advisorsEmployer benefits platformsRefinancing marketplacesFinancial planning software vendors
Example firms: SoFi at Work, Gradifi, Candidly, Summer, Earnest
Tags
Student LoansPSLFIDRRefinancingEmployee Benefits
Moderate Deviation from Base Corpus
Requires additional data layers or modeling. Typical delivery 2–4 weeks.
Other Tier 3 Packages
Life Transitions & Events Pack
310 households mid-transition with documented life event sequences and financial impact.
$3,000
International & Cross-Border Pack
58 households with cross-border financial complexity for international planning platform testing.
$4,000
Disability & Special Needs Pack
187 households with disability income, special needs trusts, and government benefit coordination.
$3,500