Ant Financial is recognised as a global leader in third-party payments, beginning its domination of the payments world as ‘Alipay’. Its focus is on using an open source ecosystem to provide financial services to small enterprises and individuals. Currently, it is responsible for a payments empire and runs businesses including Alipay, Ant Fortune, Zhima Credit, MYbank and Ant Financial Cloud. Its operations cover payment, wealth management, independent credit scoring and reporting, private banking and cloud computing services.