Carpe Data
AI-native decision platform for P&C insurance underwriting, claims processing, and fraud detection.
Overview
Carpe provides an AI-native decision platform for property and casualty insurers, featuring the Claims Reasoning Engine and Minerva AI for commercial underwriting. The platform delivers data-driven intelligence across the insurance lifecycle, from quote and bind through claims investigation, case management, and subrogation recovery. Core solutions include Online Injury Alerts for fraud signal monitoring, investigative reports with court-ready evidence, image and document forensics, stolen property recovery, and AI-powered underwriting decisions for small commercial lines.
Built on a decade of proprietary insurance data and labeled claims outcomes, the platform processes fraud detection, SIU workflows, and risk grading with explainable AI. Solutions span claims intake alerts, investigator workbenches, cyber risk reports, and field loss control surveys. The company reports processing over 10 million claims and surfacing fraud evidence in 500,000+ cases across 40+ carrier deployments.
Key Features
- + Claims Reasoning Engine with confidence scoring and source evidence
- + Online Injury Alerts for real-time fraud signal monitoring
- + Minerva AI for automated commercial underwriting and pricing decisions
- + Carpe Vision image and document forensics for claims-scale analysis
- + AI-powered subrogation and stolen property recovery
- + Investigative reports with court-ready evidence generation