DPR Consulting
Digital lending and savings platform for UK banks, building societies, specialist lenders, and brokers
Overview
Finova provides a digital-first platform for UK financial institutions to manage lending and savings products. The platform includes modules for loan origination (formerly Apprivo and MSO retail lending), savings account management for retail and corporate customers, servicing, decisioning, intermediary manager for broker relationships, and a broker CRM with profit-sharing features. The company's technology has handled over £500 billion in originations to date and manages nearly £50 billion in loans and savings across over 60 lenders and 550+ brokerages.
The platform supports residential mortgages, buy-to-let, specialist lending, equity release, and Islamic finance, as well as retail and corporate savings products. Finova's low-code approach enables institutions to scale operations—clients report up to 40% growth without headcount increases—while automating workflows through features like SmarterDocs, customer portals, mobile apps, and broker payments. The solution serves banks, building societies, specialist lenders, equity release providers, and financial brokers across the UK market.
Key Features
- + Multi-product lending platform covering residential, buy-to-let, specialist, equity release, and Islamic finance
- + Retail and corporate savings account management with instant access and fixed-term products
- + Low-code configuration enabling in-house adjustments and rapid deployment
- + Intermediary Manager automating broker administration and relationship management
- + Broker CRM with 50% profit share on proc fees paid quarterly
- + 360° customer decisioning balancing competitiveness and risk management