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Ingo Money

Embedded banking and instant-payments platform for disbursements, RTP/FedNow payouts, and mobile check cashing.

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Overview

Ingo Money (now marketed as Ingo Payments) provides an embedded banking and real-time payments platform that enables banks, fintechs, and brands to move money instantly via RTP, FedNow, and other rails. Its consumer-facing Ingo Money App also offers mobile check-cashing.

In August 2024, the company acquired Deposits Inc. to accelerate its "Modern Money Stack," enabling banks and corporates to offer full, feature-rich accounts and disbursement capabilities, including real-time claims payouts for insurers.

Key Features

  • + Real-time push payments and disbursements
  • + RTP and FedNow instant payment support
  • + Mobile check cashing (Ingo Money App)
  • + Embedded banking/account infrastructure
  • + Modern Money Stack for banks and corporates
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