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Cross-Sector / Enterprise FintechLending (Non-bank)Buy Now, Pay Later (BNPL)

Klarna

Flexible payment options allowing shoppers to pay in installments or over time without fees if paid on time.

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Overview

Klarna offers flexible payment solutions that enable consumers to shop securely and pay in four interest-free installments, in full within 30 days, or over time. The platform integrates with online and in-store merchants, providing a smooth checkout experience and buyer protection.

Klarna's services include a mobile app for managing spending and earning cashback, a card accepted anywhere Visa is accepted, and integration with Apple Pay for flexible payments. The company emphasizes no fees if payments are made on time, security, and buyer protection.

Klarna serves over 118 million users globally and partners with major retailers, offering features such as cashback, deals, and specialized payment options like OnePay Later at Walmart.

Key Features

  • + Pay in 4 interest-free installments
  • + Pay in full within 30 days
  • + Flexible payment plans over time
  • + Mobile app for spending management and cashback
  • + Klarna Card accepted anywhere Visa is accepted
  • + Integration with Apple Pay
  • + Buyer protection and security features
  • + No fees if paid on time

Integrations

Apple PayVisaWalmart OnePay Later
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