Software Group
Complete loan origination and credit risk management system for commercial, retail, and SME lending
Overview
CreditQuest is a loan origination solution covering the full credit lifecycle from application to disbursement. The platform provides commercial and retail loan origination, risk ratings, financial analysis, underwriting, documentation, executive reporting, and portfolio management capabilities.
Key modules include Credit Manager for workflow and policy enforcement, Financial Analyzer for statement spreading and projections, Rating Manager for obligor and facility rating with PD/LGD models, and Portfolio Manager for concentration and exposure analysis. The solution includes mobile apps for staff and customer self-origination, integrates with core banking systems, and serves SME, commercial, corporate, and retail lending lines.
Key Features
- + End-to-end loan origination workflow with credit policy enforcement
- + Financial statement spreading, ratio analysis, and peer group comparison
- + Obligor and facility risk rating models with PD/LGD calculations
- + Portfolio performance monitoring with concentration and exposure analysis
- + Mobile application for staff origination and customer self-service
- + Collateral management, automated credit memos, and covenant tracking