Temenos Deposits
Independent capability for managing current, savings, and term deposit accounts with flexible configuration and fast deployment.
Overview
Temenos Deposits is a composable banking solution designed to manage various deposit account types including current accounts, savings accounts, term deposits, and multi-currency accounts. It enables banks to launch and upgrade deposit products quickly with minimal disruption to existing banking operations.
The solution supports flexible pricing through integration with external or in-house pricing tools and offers comprehensive lifecycle management including account opening, maintenance, and closure. It provides granular control over features such as overdrafts and account statements, and supports seamless integration via APIs with other banking systems.
Temenos Deposits facilitates progressive modernization by allowing independent deployment, updates, and scaling of deposit capabilities, enabling banks to respond rapidly to market demands and grow transaction volumes without extensive core banking overhauls.
Key Features
- + Support for current, savings, term deposits, and multi-currency accounts
- + Flexible pricing integration with external or third-party tools
- + Fast product design and launch with Temenos Product and Pricing Manager
- + Independent deployment and scaling without core banking disruption
- + Comprehensive lifecycle management including account opening and closure
- + Granular feature control such as overdrafts and account statements
- + API-based integration for seamless connectivity with other systems