Banking & Lending › Channel & Digital Banking › Digital Onboarding

Terafina

Unified digital account opening and onboarding platform for banks and credit unions.

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Overview

Terafina is a SaaS platform for customer account opening and onboarding that unifies the experience across online, branch, and call-center channels, primarily aimed at community banks and credit unions. Originally founded in 2014, Terafina was acquired by NCR in February 2021. In September 2024, NCR Voyix's Digital Banking Business, including Terafina, was acquired by Veritas Capital and rebranded as Candescent. The platform is now part of Candescent's digital banking offering and continues to be deployed under the Terafina name.

Candescent, which brings together technologies from Digital Insight, D3 Banking Technology, Terafina, and Channel Services, serves over 1,300 banks and credit unions. The company's headquarters are in Sandy Springs, Georgia.

Key Features

+ Unified account opening across online, branch and call center
+ Consumer and business account onboarding
+ Cross-channel workflow orchestration

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