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Banking & LendingChannel & Digital BankingDigital Onboarding

Thirdstream

Identity verification and account origination platform for retail and commercial accounts across Canada

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Overview

Thirdstream provides account opening and identity verification solutions for financial institutions in Canada, supporting both individual and business customers through online and in-branch channels. The platform offers an API-driven approach with modules for remote identity verification (including strong IDV), retail and commercial deposit account origination, credit card onboarding, digital consumer lending, and point-of-sale lending. The solution includes an adjudication engine and integrations designed to work across any device.

The company's ecosystem platform enables financial institutions to deliver customer acquisition journeys through its API strategy. Thirdstream serves Canadian financial institutions with capabilities spanning deposit account opening, lending origination, and identity verification workflows, all accessible anywhere, anytime, on any device.

Key Features

  • + Remote identity verification with strong IDV capabilities
  • + Retail and commercial deposit account origination
  • + Credit card onboarding workflows
  • + Digital consumer lending and point-of-sale lending
  • + API-driven journey orchestration with adjudication engine
  • + Multi-channel support for online and in-branch origination
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