Stripe Identity
Programmatically verify global user identities to reduce fraud and streamline onboarding.
Overview
Stripe Identity provides a programmable identity verification service that helps businesses confirm the authenticity of government-issued ID documents from over 100 countries. It is designed to reduce fraud by preventing attacks from bad actors while minimizing friction for legitimate users during onboarding.
The product guides users through photo capture with automated quality scoring to maximize verification success rates. It integrates with Stripe's broader payments and compliance ecosystem, enabling centralized identity verification alongside payments, subscriptions, and payouts. Stripe Identity leverages Stripe's decade-long experience in fraud prevention and continuously updates its models to address emerging threats.
Stripe Identity supports multiple document types including passports, driving licenses, and ID cards, and is used to fulfill compliance requirements such as Know Your Customer (KYC). It is suitable for adding security layers before enabling high-risk features or when suspicious activity is detected.
Key Features
- + Verification of government-issued ID documents from 100+ countries
- + Automated photo capture guidance with frame scoring
- + Integration with Stripe payments, subscriptions, and payouts
- + Fraud prevention powered by machine learning models
- + Support for multiple ID types including passports, driving licenses, and ID cards
- + APIs and SDKs for embedding verification flows
- + Compliance support for KYC and risk management
- + Real-time verification reports with detailed status and error codes