Payments Business Information Model: AI-Ready Edition

The files listed under "What's Included" on the product page, and nothing beyond them. Most products are editable PowerPoint, Excel, and Word documents; some are supplied as archives containing those files. Delivery is immediate — a download link is issued as soon as payment completes.

Editable. They are working documents in their native formats, not locked PDFs or images, because the point of the product is that you customize it. A few reference guides are supplied as PDF where editing them would serve no purpose.

Links stay active for 7 days after purchase and allow up to 3 downloads. Save the files somewhere durable when you receive them. If a link expires or you run out of downloads, email support@finantrix.com and we will issue a new one — that is a support request, not a repurchase.

An Enterprise License covers use anywhere within a single organization — your colleagues can all work from the material. A Consultancy License covers use across multiple client engagements, which the Enterprise License does not permit. If you advise more than one organization, the Consultancy License is the one you need. Full terms are at /legal/digital-products-terms.

Yes, both, automatically. Your order confirmation email links to a purchase receipt and a license certificate, and normally carries them as PDF attachments as well. Unlike the download link, those documents do not expire and opening them does not use up one of your 3 downloads — they are there for expense claims, accounting, and procurement reviews that arrive long after the files do. Finantrix collects no sales tax or VAT, so the receipt shows the tax line as not applicable rather than as a computed amount.

As a rule, no. These are digital products delivered immediately and in full, so sales are final — we do not offer returns, refunds or exchanges once a purchase completes. If you buy as a consumer in the EU or UK, you have a 14-day right of withdrawal that ends when you ask us to start the download, which is what you confirm at checkout. Where Stripe is the merchant of record for your purchase, Stripe operates its own refund process and may decide a request itself. All of this is why every product page carries a detailed manifest and an honest note on fit: we would rather you decide correctly before buying than be disappointed afterwards. If you are unsure whether a product suits your situation, email support@finantrix.com before purchasing and we will tell you.

A meaningful amount, and that is by design. These are generic, sector-level artifacts intended as a substantial head start rather than a finished deliverable for your organization. Each product page includes an honest note on fit setting out, deliverable by deliverable, what is complete and what you will need to supply.

No. The purchase covers the files only — it does not include customization, implementation assistance, training, or consulting. Our consulting team is available separately on a paid basis if you want deeper help; contact us to discuss scope.

Not as a downloadable sample. The product page is the preview: it lists every file, states the capability counts and levels of decomposition, and sets out where the artifact stops. If something specific would settle your decision, email support@finantrix.com and ask.

Colleagues within your organization, yes, under the Enterprise License. Clients, no — that requires a Consultancy License. Redistribution, resale, or publishing the material publicly is not permitted under either license.

The artifacts describe business structure — capabilities, value streams, information entities — which changes far more slowly than technology or regulation. Where a product includes market-facing material such as vendor profiles, the product page says so and advises verifying currency before relying on it for a decision.