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Cross-Sector / Enterprise FintechLending (Non-bank)Buy Now, Pay Later (BNPL)

Zilch

UK buy-now-pay-later app letting consumers shop anywhere and spread interest-free payments.

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Overview

Zilch is a UK fintech offering a buy-now-pay-later service that lets consumers spread the cost of purchases over interest-free installments. It issues a virtual card through its app so shoppers can pay over time at a wide range of retailers online and offline.

By combining a card-based experience with installment payments, Zilch gives consumers flexible spending across merchants rather than being limited to a single store integration.

Key Features

  • + Buy-now-pay-later for consumers
  • + Virtual card usable at many retailers
  • + Interest-free installment payments
  • + Online and in-store spending
  • + App-based account management
  • + Broad merchant acceptance

Integrations

Open API
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