Key Takeaways
- Navy Federal is the largest US credit union, with $204 billion in assets and 15.5 million members.
- The 4,214 federally insured credit unions hold $2.50 trillion and serve 146.1 million members; the largest ten hold 19.2% of those assets.
- 2,438 credit unions, 58% of the total, have less than $100 million in assets, while 25 have more than $10 billion.
- Every figure is from the NCUA's June 30, 2026 Call Report data, and the totals match the NCUA's own published summary for the quarter.
Navy Federal is the largest credit union in the United States, with $204 billion in assets and 15.5 million members. It leads State Employees' and SchoolsFirst. At the other end, 2,438 credit unions, 58% of the total, hold less than $100 million each.
This ranking covers all 4,214 federally insured credit unions in the NCUA's Call Report data for June 30, 2026, which together hold $2.50 trillion and serve 146.1 million members. Every figure is the one the credit union reported, and the totals match the NCUA's own published summary for the quarter.
The 50 largest US credit unions
Ranked by total assets on June 30, 2026. Names are as the NCUA lists them, which usually leaves out "Credit Union".
| Rank | Credit union | Headquarters | Total assets | Shares and deposits | Loans | Members | Source |
|---|---|---|---|---|---|---|---|
| 1 | Navy Federal | Vienna, VA | $204 billion | $173 billion | $146 billion | 15,517,448 | NCUA |
| 2 | State Employees' | Raleigh, NC | $60.0 billion | $53.5 billion | $38.7 billion | 2,998,339 | NCUA |
| 3 | SchoolsFirst | Santa Ana, CA | $37.2 billion | $32.0 billion | $23.0 billion | 1,579,561 | NCUA |
| 4 | Boeing Employees | Tukwila, WA | $29.6 billion | $25.9 billion | $20.4 billion | 1,594,258 | NCUA |
| 5 | Pentagon | McLean, VA | $29.2 billion | $25.1 billion | $22.0 billion | 2,751,004 | NCUA |
| 6 | First Technology | San Jose, CA | $27.9 billion | $24.2 billion | $22.0 billion | 1,870,858 | NCUA |
| 7 | America First | Riverdale, UT | $26.0 billion | $22.7 billion | $18.4 billion | 1,588,687 | NCUA |
| 8 | Mountain America | Sandy, UT | $22.9 billion | $20.3 billion | $18.8 billion | 1,458,467 | NCUA |
| 9 | The Golden 1 | Sacramento, CA | $22.2 billion | $19.9 billion | $16.4 billion | 1,199,691 | NCUA |
| 10 | Suncoast | Tampa, FL | $20.8 billion | $18.3 billion | $16.3 billion | 1,408,203 | NCUA |
| 11 | Alliant | Chicago, IL | $20.0 billion | $16.1 billion | $15.9 billion | 953,370 | NCUA |
| 12 | Randolph-Brooks | Universal City, TX | $19.6 billion | $15.6 billion | $12.8 billion | 1,152,532 | NCUA |
| 13 | Wings | Colorado Spring, CO | $19.4 billion | $16.0 billion | $16.1 billion | 958,216 | NCUA |
| 14 | Lake Michigan | Grand Rapids, MI | $17.3 billion | $14.7 billion | $13.7 billion | 536,976 | NCUA |
| 15 | Idaho Central | Chubbuck, ID | $15.5 billion | $13.6 billion | $13.8 billion | 821,866 | NCUA |
| 16 | FourLeaf | Bethpage, NY | $14.4 billion | $13.0 billion | $11.4 billion | 527,355 | NCUA |
| 17 | Security Service | San Antonio, TX | $14.4 billion | $11.2 billion | $11.4 billion | 721,020 | NCUA |
| 18 | VyStar | Jacksonville, FL | $14.3 billion | $11.2 billion | $10.7 billion | 1,024,058 | NCUA |
| 19 | Global | Anchorage, AK | $13.0 billion | $11.3 billion | $10.5 billion | 808,644 | NCUA |
| 20 | GreenState | North Liberty, IA | $10.9 billion | $8.7 billion | $9.4 billion | 359,136 | NCUA |
| 21 | ESL | Rochester, NY | $10.8 billion | $6.2 billion | $4.6 billion | 485,535 | NCUA |
| 22 | Redwood | Santa Rosa, CA | $10.7 billion | $9.3 billion | $8.5 billion | 423,257 | NCUA |
| 23 | United Nations | Long Island Cit, NY | $10.7 billion | $9.6 billion | $6.3 billion | 266,891 | NCUA |
| 24 | Police & Fire | Philadelphia, PA | $10.2 billion | $8.3 billion | $5.7 billion | 432,372 | NCUA |
| 25 | Eastman | Kingsport, TN | $10.2 billion | $8.6 billion | $8.0 billion | 360,016 | NCUA |
| 26 | Teachers | Smithtown, NY | $9.9 billion | $8.2 billion | $5.8 billion | 486,565 | NCUA |
| 27 | Desert Financial | Phoenix, AZ | $9.9 billion | $8.9 billion | $5.3 billion | 517,794 | NCUA |
| 28 | MIDFLORIDA | Lakeland, FL | $9.8 billion | $8.6 billion | $7.8 billion | 499,969 | NCUA |
| 29 | Patelco | Dublin, CA | $9.8 billion | $8.2 billion | $7.1 billion | 542,150 | NCUA |
| 30 | Star One | Sunnyvale, CA | $9.7 billion | $8.4 billion | $6.7 billion | 134,349 | NCUA |
| 31 | Logix | Valencia, CA | $9.7 billion | $8.1 billion | $7.8 billion | 246,291 | NCUA |
| 32 | Pennsylvania State Employees | Harrisburg, PA | $9.7 billion | $8.5 billion | $7.1 billion | 547,167 | NCUA |
| 33 | Wright-Patt | Beavercreek, OH | $9.5 billion | $8.2 billion | $6.8 billion | 527,080 | NCUA |
| 34 | San Diego County | San Diego, CA | $9.5 billion | $7.8 billion | $5.1 billion | 403,306 | NCUA |
| 35 | OnPoint Community | Portland, OR | $9.5 billion | $7.9 billion | $6.3 billion | 661,823 | NCUA |
| 36 | American Airlines | Fort Worth, TX | $9.5 billion | $8.3 billion | $5.5 billion | 374,627 | NCUA |
| 37 | Broadview | Albany, NY | $9.4 billion | $8.5 billion | $7.1 billion | 516,899 | NCUA |
| 38 | Veridian | Waterloo, IA | $9.2 billion | $7.7 billion | $8.0 billion | 379,914 | NCUA |
| 39 | Space Coast | Melbourne, FL | $9.2 billion | $7.8 billion | $7.5 billion | 705,088 | NCUA |
| 40 | Delta Community | Atlanta, GA | $9.1 billion | $8.0 billion | $6.7 billion | 547,012 | NCUA |
| 41 | CommunityAmerica | Lenexa, KS | $9.0 billion | $8.1 billion | $6.3 billion | 594,689 | NCUA |
| 42 | Michigan State University | East Lansing, MI | $8.9 billion | $7.3 billion | $6.9 billion | 405,979 | NCUA |
| 43 | Members 1st | Enola, PA | $8.7 billion | $7.3 billion | $7.0 billion | 634,162 | NCUA |
| 44 | Redstone | Huntsville, AL | $8.6 billion | $7.5 billion | $3.7 billion | 539,259 | NCUA |
| 45 | Bellco | Greenwood Villa, CO | $8.5 billion | $7.1 billion | $7.0 billion | 360,569 | NCUA |
| 46 | Summit | Madison, WI | $8.5 billion | $6.9 billion | $6.9 billion | 281,962 | NCUA |
| 47 | Citizens Equity First | Peoria, IL | $8.5 billion | $7.4 billion | $6.5 billion | 423,526 | NCUA |
| 48 | Hudson Valley | Poughkeepsie, NY | $8.1 billion | $7.2 billion | $5.1 billion | 391,041 | NCUA |
| 49 | DFCU Financial | Dearborn, MI | $8.0 billion | $7.2 billion | $3.1 billion | 242,800 | NCUA |
| 50 | Landmark | Brookfield, WI | $7.9 billion | $6.5 billion | $6.4 billion | 407,868 | NCUA |
Download this table (CSV), free. The full dataset, every federally insured credit union with its charter number, is one email away.
How the credit union system is shaped
- The largest credit union holds 8.2% of all federally insured credit union assets, and the largest ten hold 19.2%.
- The 50 in the table hold 36.8%; the smallest of them reports $7.9 billion.
- 25 credit unions have more than $10 billion in assets.
- The median credit union holds $68 million, and 2,438 hold less than $100 million.
What this means for technology buyers
A credit union buys the same systems a bank does, at a scale set by its membership. These guides compare the options side by side:
- Mobile banking apps: digital channels for institutions below money-center scale.
- Deposit management platforms: for competing on share and deposit growth.
- Credit decision engines for consumer lending: auto, card and personal loan decisioning.
- Mortgage loan origination systems: the real estate lending side of a larger credit union.
Planning the change before choosing the vendor? The Retail Bank Business Capability Model maps the work a credit union shares with a retail bank, and the Retail Banking Business Information Model defines the data behind it.
More from Finantrix Atlas
- Largest banks in the US, ranked by total assets
- Largest community banks in the US
- US bank mergers of the past year
How this list was built
The universe is every federal credit union and federally insured state-chartered credit union in the NCUA's quarterly Call Report data for June 30, 2026. Credit unions are ranked by total assets as reported; members, shares and deposits, and loans and leases are from the same report.
The NCUA separately publishes a Quarterly Credit Union Data Summary from the same filings. This list reproduces it: 4,214 credit unions, and the same total assets and membership to the rounding the summary prints.
Limits
- Federally insured only. A small number of state-chartered credit unions are privately insured; the NCUA's totals leave them out, and so does this list.
- One publisher. No other source publishes credit union financials one by one, so the check is against the NCUA's own summary rather than a second publisher.
- One quarter. The date of the data is June 30, 2026. A merger can move a credit union up the list between filings.
- Assets are one measure of size. Members and deposits are shown so a credit union with a large balance sheet can be told apart from one with a large membership.
Cite this
Free to quote, cite and republish, including the chart, with credit to Finantrix Atlas and a link to this page.
Navy Federal is the largest US credit union, with $204 billion in assets and 15.5 million members, according to a Finantrix Atlas analysis of NCUA Call Report data for June 30, 2026.
58% of federally insured US credit unions hold less than $100 million in assets, according to Finantrix Atlas.
Suggested citation: Finantrix Atlas, "Largest Credit Unions in the US by Assets," data as of June 30, 2026, from NCUA Call Report data. https://www.finantrix.com/articles/largest-credit-unions
Embed the chart:
<a href="https://www.finantrix.com/articles/largest-credit-unions"><img src="https://www.finantrix.com/atlas/largest-credit-unions.png" alt="The largest US credit unions by total assets, from Finantrix Atlas"></a>
<p>Chart: <a href="https://www.finantrix.com/articles/largest-credit-unions">Finantrix Atlas</a>, from NCUA Call Report data.</p>
Frequently asked questions
Q: What is the largest credit union in the US? A: Navy Federal, with $204 billion in total assets and 15.5 million members on June 30, 2026, according to its Call Report filed with the NCUA.
Q: How many credit unions are there in the US? A: According to the NCUA, 4,214 federally insured credit unions filed a Call Report for June 30, 2026, serving 146.1 million members.
Q: How much do US credit unions hold in total? A: $2.50 trillion in assets, as of June 30, 2026.
Download the data
The 50 rows on this page (CSV), free. The full dataset has all 4,214 rows, as of June 30, 2026; we email you a link.
Frequently Asked Questions
What is the largest credit union in the US?
Navy Federal, with $204 billion in total assets and 15.5 million members on June 30, 2026, according to its Call Report filed with the NCUA.
How many credit unions are there in the US?
According to the NCUA, 4,214 federally insured credit unions filed a Call Report for June 30, 2026, serving 146.1 million members.
How much do US credit unions hold in total?
$2.50 trillion in assets, as of June 30, 2026.