Largest Credit Union Headquartered in Each US State (2026)

In 10 of 54 US states and territories, a single credit union holds more than half of the assets of all the credit unions headquartered there. Those are Alaska, Guam, Virginia, the District of Columbia, North Carolina, Puerto Rico, Idaho, Arkansas, Mississippi and the US Virgin Islands. The highest share is in Alaska, where Global holds 78.3%; the lowest is in Maine, where the largest, Atlantic Regional, holds 8.4%.

The table below names the largest federally insured credit union headquartered in each of the 50 states, the District of Columbia and 3 territories, 54 in all, from the NCUA's Call Report data for June 30, 2026. A credit union is counted in the state where it is headquartered, which is not necessarily where its members live. Every figure is the one the credit union reported, and the national totals match the NCUA's own published summary for the quarter.

The largest credit union headquartered in each state

Each row is one state or territory, in alphabetical order. "Its share" is the leader's share of the assets of all federally insured credit unions headquartered in the same state. "Most members" names the credit union with the most members when that is not the largest by assets. Names are as the NCUA lists them, which usually leaves out "Credit Union".

State	Credit unions headquartered there	Their assets	Largest by assets	Its assets	Its share	Second largest	Most members
Alabama	88	$40.4 billion	Redstone, Huntsville	$8.6 billion	21.3%	All In	Same
Alaska	8	$16.6 billion	Global, Anchorage	$13.0 billion	78.3%	Credit Union 1	Same
Arizona	33	$35.6 billion	Desert Financial, Phoenix	$9.9 billion	27.8%	OneAZ	Same
Arkansas	47	$5.4 billion	Arkansas, Little Rock	$3.2 billion	58.1%	Telcoe	Same
California	229	$319 billion	SchoolsFirst, Tustin	$37.2 billion	11.7%	First Technology	First Technology (1,870,858)
Colorado	62	$55.4 billion	Wings, Colorado Springs	$19.4 billion	35.0%	Bellco	Same
Connecticut	64	$15.9 billion	American Eagle Financial, East Hartford	$2.8 billion	17.4%	Connecticut State Employees	Same
Delaware	15	$3.2 billion	Del-One, Dover	$983 million	30.8%	Dover	Same
District of Columbia	27	$10.5 billion	Bank Fund Staff, Washington	$7.1 billion	67.1%	Idb Global	Same
Florida	107	$126 billion	Suncoast, Tampa	$20.8 billion	16.5%	VyStar	Same
Georgia	71	$37.6 billion	Delta Community, Atlanta	$9.1 billion	24.3%	Robins Financial	Same
Guam	2	$866 million	Coast360, Maite	$633 million	73.1%	Community First Guam	Same
Hawaii	45	$17.4 billion	Hawaii State, Honolulu	$2.9 billion	16.4%	Hawaiiusa	Same
Idaho	20	$25.8 billion	Idaho Central, Chubbuck	$15.5 billion	60.1%	Potlatch No. 1 Financial	Same
Illinois	172	$73.3 billion	Alliant, Chicago	$20.0 billion	27.3%	Citizens Equity First	Same
Indiana	113	$45.7 billion	Everwise, South Bend	$5.8 billion	12.6%	Liberty	Same
Iowa	67	$36.1 billion	GreenState, North Liberty	$10.9 billion	30.3%	Veridian	Veridian (379,914)
Kansas	62	$19.5 billion	CommunityAmerica, Lenexa	$9.0 billion	46.3%	Credit Union of America	Same
Kentucky	51	$16.8 billion	Commonwealth, Frankfort	$2.9 billion	17.4%	Abound	Same
Louisiana	136	$17.7 billion	Barksdale, Bossier City	$2.5 billion	13.9%	Onpath	Same
Maine	48	$13.6 billion	Atlantic Regional, South Portland	$1.1 billion	8.4%	Maine Savings	Same
Maryland	60	$40.3 billion	State Employees Cu of Maryland, Linthicum	$5.8 billion	14.5%	NASA	Same
Massachusetts	121	$44.1 billion	Rockland, Rockland	$3.8 billion	8.7%	Metro	Same
Michigan	169	$121 billion	Lake Michigan, Caledonia	$17.3 billion	14.2%	Michigan State University	Same
Minnesota	80	$35.1 billion	Trustone Financial, Plymouth	$6.1 billion	17.3%	Affinity Plus	Affinity Plus (303,111)
Mississippi	55	$9.9 billion	Keesler, Biloxi	$5.3 billion	53.8%	Hope	Same
Missouri	87	$19.5 billion	First Community, Chesterfield	$5.0 billion	25.8%	Together	Same
Montana	40	$7.8 billion	Whitefish Credit Union Association, Whitefish	$2.1 billion	26.5%	Clearwater	Clearwater (67,843)
Nebraska	50	$7.0 billion	Centris, Omaha	$1.5 billion	21.4%	Cobalt	Same
Nevada	8	$4.5 billion	Greater Nevada, Carson City	$1.7 billion	37.5%	One Nevada	Same
New Hampshire	12	$14.2 billion	Service, Portsmouth	$6.7 billion	47.1%	Lighthouse	Same
New Jersey	126	$15.3 billion	Affinity, Basking Ridge	$4.4 billion	28.4%	Merck Employees	Same
New Mexico	37	$20.8 billion	Nusenda, Albuquerque	$5.0 billion	24.1%	Sunward	Same
New York	268	$135 billion	FourLeaf, Bethpage	$14.4 billion	10.7%	ESL	Municipal (651,236)
North Carolina	57	$92.0 billion	State Employees', Raleigh	$60.0 billion	65.2%	Coastal	Same
North Dakota	29	$6.0 billion	First Community, Jamestown	$1.5 billion	25.3%	Capital	Same
Ohio	157	$45.9 billion	Wright-Patt, Beavercreek	$9.5 billion	20.8%	General Electric	Same
Oklahoma	52	$22.0 billion	Tinker, Oklahoma City	$6.1 billion	27.9%	TTCU	Same
Oregon	47	$40.0 billion	OnPoint Community, Portland	$9.5 billion	23.8%	Rogue	Same
Pennsylvania	269	$83.9 billion	Police & Fire, Philadelphia	$10.2 billion	12.2%	Pennsylvania State Employees	Members 1st (634,162)
Puerto Rico	4	$1.3 billion	Caribe, Guaynabo	$800 million	61.2%	VAPR	Same
Rhode Island	14	$11.2 billion	Navigant, Smithfield	$4.3 billion	38.3%	Coastal1	Same
South Carolina	45	$24.7 billion	Founders, Lancaster	$5.2 billion	21.1%	South Carolina	Same
South Dakota	33	$6.2 billion	Black Hills, Rapid City	$2.4 billion	38.5%	Dakotaland	Same
Tennessee	125	$48.8 billion	Eastman, Kingsport	$10.2 billion	20.9%	Knoxville Tva Employees	Same
Texas	376	$162 billion	Randolph-Brooks, Live Oak	$19.6 billion	12.1%	Security Service	Same
US Virgin Islands	5	$168 million	St. Thomas, Charlotte Amalie	$90 million	53.7%	Christiansted	Same
Utah	51	$70.0 billion	America First, Riverdale	$26.0 billion	37.1%	Mountain America	Same
Vermont	12	$7.4 billion	Eastrise, Williston	$3.2 billion	43.7%	Vermont	Same
Virginia	95	$287 billion	Navy Federal, Vienna	$204 billion	71.1%	Pentagon	Same
Washington	73	$94.9 billion	Boeing Employees, Tukwila	$29.6 billion	31.2%	Gesa	Same
West Virginia	74	$5.3 billion	Bayer Heritage, New Martinsville	$801 million	15.2%	First Choice America Community	Fairmont (45,768)
Wisconsin	98	$76.6 billion	Summit, Cottage Grove	$8.5 billion	11.1%	Landmark	Connexus (417,271)
Wyoming	18	$6.2 billion	Blue, Cheyenne	$2.3 billion	37.1%	Uniwyo	Same

Download this table (CSV), free. The full dataset, every federally insured credit union with its rank in its headquarters state, assets, members and charter number, is one email away.

How concentrated each state is

• The largest credit union headquartered in a state holds a median 26.1% of that state's credit union assets.
• Texas is headquarters to more credit unions than any other state, 376. California is headquarters to the most credit union assets, $319 billion.
• In 8 of the 54, the credit union with the most members is not the one with the most assets.

A high share can mean a state has few credit unions, or one credit union that serves members far beyond its borders. The table shows how many credit unions each state has, so the two can be told apart.

What this means for technology buyers

Whether a credit union leads its state or is one of many there, it chooses among the same systems. These guides compare them side by side:

• Cloud-based core banking systems: what a move off a legacy core involves, and who can take it on.
• Mobile banking apps: digital channels for institutions below money-center scale.
• Deposit management platforms: for competing on share and deposit growth in a local market.
• CRM for financial services: knowing the member relationship well enough to keep it.

Planning the change before choosing the vendor? The Retail Bank Business Capability Model maps the work a credit union shares with a retail bank.

More from Finantrix Atlas

• Largest credit unions in the US, ranked by assets
• Credit union mergers
• Largest community banks in the US

How this list was built

The universe is every federal credit union and federally insured state-chartered credit union in the NCUA's quarterly Call Report data for June 30, 2026, 4,214 in all. Each is placed in the state of its main office's physical address, from the branch file the NCUA publishes with the Call Report data; the few with no main-office row in that file are placed by their mailing address. Credit unions are then ranked within each state by total assets as reported. A state's share is the leader's total assets divided by the total assets of every federally insured credit union headquartered in the same state.

The NCUA separately publishes a Quarterly Credit Union Data Summary from the same filings. The credit unions on this page reproduce it, in count, membership and total assets, and the state groups add back to the national totals exactly, so no credit union is left out or counted twice.

Limits

• Headquartered in, not operating in. Each credit union is counted once, in the state of its main office. It does not show where members live or where branches are, so a state's share here is not a market share of the credit union business in that state.
• Federally insured only. A small number of state-chartered credit unions are privately insured; the NCUA's totals leave them out, and so does this page.
• Assets are one measure of size. The credit union with the most members is shown beside the leader, because the two can differ.
• Credit unions, not banks. Banks in the same state are not counted, so a credit union that leads its state may be small next to the banks there.
• One quarter. The date of the data is June 30, 2026. A merger can change a state's leader between filings.

Cite this

Free to quote, cite and republish, including the chart, with credit to Finantrix Atlas and a link to this page.

In 10 of 54 US states and territories, one credit union holds more than half of the assets of the credit unions headquartered there, according to a Finantrix Atlas analysis of NCUA Call Report data for June 30, 2026.

Texas is headquarters to 376 federally insured credit unions, more than any other state, according to Finantrix Atlas analysis of NCUA data.

Suggested citation: Finantrix Atlas, "Largest Credit Union Headquartered in Each US State," data as of June 30, 2026, from NCUA Call Report data. https://www.finantrix.com/articles/credit-unions-by-state

Embed the chart:

<a href="https://www.finantrix.com/articles/credit-unions-by-state"><img src="https://www.finantrix.com/atlas/credit-unions-by-state.png" alt="The largest credit union's share of its headquarters state, from Finantrix Atlas"></a>
<p>Chart: <a href="https://www.finantrix.com/articles/credit-unions-by-state">Finantrix Atlas</a>, from NCUA Call Report data.</p>

Frequently asked questions

Q: What is the largest credit union in my state? A: The table names the largest federally insured credit union headquartered in each state, by total assets on June 30, 2026, according to NCUA Call Report data. A credit union headquartered in another state may also serve members in yours; this page counts each credit union only in its headquarters state.

Q: Which state has the most credit unions? A: Texas, where 376 federally insured credit unions were headquartered on June 30, 2026, according to NCUA data.

Q: Which state's credit unions hold the most assets? A: Credit unions headquartered in California held $319 billion on June 30, 2026, more than in any other state, according to NCUA data.

Q: How many credit unions are there in the US? A: According to the NCUA, 4,214 federally insured credit unions filed a Call Report for June 30, 2026, holding $2.50 trillion and serving 146.1 million members.