Key Takeaways
- According to the CDFI Fund and FDIC data, 179 of the 4,248 FDIC-insured banks, 4.2%, are certified CDFIs or owned by a certified holding company; they hold 0.4% of insured bank assets.
- In Mississippi, 77% of the FDIC-insured banks headquartered in the state are CDFI banks, the highest share of any state with at least 20 banks, according to the CDFI Fund and the FDIC.
- 281 federally insured credit unions are certified CDFIs, 6.7% of all, holding 6.9% of credit union assets, according to the CDFI Fund and NCUA data.
- The CDFI Fund lists 1,268 certified CDFIs on October 21, 2026; 561 are loan funds, and Louisiana is home to the most, 99.
In Mississippi, 44 of the 57 FDIC-insured banks headquartered in the state, 77%, are certified CDFIs or owned by a certified holding company, according to the Treasury's CDFI Fund and FDIC data. Nationally the share is 4.2%: 179 of 4,248 insured banks, which hold 0.4% of insured bank assets, according to the CDFI Fund and the FDIC. Among credit unions, 281 of the 4,214 federally insured, 6.7%, are certified, and they hold 6.9% of credit union assets, according to the CDFI Fund and NCUA data.
CDFI certification is, in the CDFI Fund's words, "a designation given by the CDFI Fund to specialized organizations that provide financial services in low-income communities and to people who lack access to financing." The Fund's list for October 21, 2026 names 1,268 certified CDFIs, and this page joins every bank, holding company and credit union on it to the FDIC's and the NCUA's records.
Certified CDFIs by type
Every organization on the CDFI Fund's list for October 21, 2026, by the financial institution type the Fund records. The counts equal the Fund's own totals in the same workbook.
| Type | Certified CDFIs | Share | Native CDFIs | Source |
|---|---|---|---|---|
| Loan Fund | 561 | 44.2% | 52 | Data from the CDFI Fund |
| Credit Union | 364 | 28.7% | 6 | Data from the CDFI Fund |
| Bank or Thrift | 180 | 14.2% | 4 | Data from the CDFI Fund |
| Bank Holding Company | 154 | 12.1% | 3 | Data from the CDFI Fund |
| Venture Capital Fund | 9 | 0.7% | 0 | Data from the CDFI Fund |
| All | 1,268 | 100.0% | 65 | Data from the CDFI Fund |
According to the CDFI Fund, loan funds are the most common type, with 561. The depository types, banks and thrifts, bank holding companies and credit unions, number 698.
Certified CDFIs by state
Each organization is counted in the state the CDFI Fund lists for it. The last column counts FDIC-insured banks by the state of their main office, as the FDIC records it, and the share of them that are certified or owned by a certified holding company.
| State | Certified CDFIs | Banks and thrifts | Holding companies | Credit unions | Loan funds | Venture capital | CDFI banks among insured banks headquartered there | Source |
|---|---|---|---|---|---|---|---|---|
| Louisiana | 99 | 41 | 35 | 21 | 2 | 0 | 42 of 104 (40%) | CDFI Fund, FDIC |
| California | 97 | 5 | 4 | 27 | 60 | 1 | 5 of 116 (4%) | CDFI Fund, FDIC |
| Mississippi | 96 | 45 | 41 | 7 | 3 | 0 | 44 of 57 (77%) | CDFI Fund, FDIC |
| Puerto Rico | 83 | 0 | 0 | 80 | 2 | 1 | 0 of 4 (0%) | CDFI Fund, FDIC |
| New York | 76 | 3 | 2 | 19 | 50 | 2 | 3 of 115 (3%) | CDFI Fund, FDIC |
| Texas | 53 | 7 | 6 | 15 | 25 | 0 | 7 of 349 (2%) | CDFI Fund, FDIC |
| Tennessee | 41 | 11 | 7 | 12 | 11 | 0 | 11 of 109 (10%) | CDFI Fund, FDIC |
| Alabama | 38 | 14 | 13 | 6 | 4 | 1 | 15 of 93 (16%) | CDFI Fund, FDIC |
| Arkansas | 34 | 14 | 13 | 2 | 5 | 0 | 14 of 78 (18%) | CDFI Fund, FDIC |
| Michigan | 34 | 0 | 0 | 17 | 17 | 0 | 0 of 72 (0%) | CDFI Fund, FDIC |
| Minnesota | 32 | 1 | 1 | 2 | 28 | 0 | 0 of 223 (0%) | CDFI Fund, FDIC |
| Florida | 31 | 0 | 0 | 20 | 11 | 0 | 0 of 82 (0%) | CDFI Fund, FDIC |
| Ohio | 31 | 1 | 1 | 12 | 17 | 0 | 1 of 157 (1%) | CDFI Fund, FDIC |
| Pennsylvania | 31 | 1 | 1 | 2 | 26 | 1 | 1 of 110 (1%) | CDFI Fund, FDIC |
| Illinois | 28 | 2 | 2 | 11 | 11 | 2 | 2 of 326 (1%) | CDFI Fund, FDIC |
| Massachusetts | 28 | 1 | 0 | 1 | 26 | 0 | 1 of 91 (1%) | CDFI Fund, FDIC |
| Georgia | 26 | 6 | 5 | 4 | 11 | 0 | 6 of 124 (5%) | CDFI Fund, FDIC |
| Missouri | 25 | 8 | 7 | 4 | 6 | 0 | 6 of 194 (3%) | CDFI Fund, FDIC |
| North Carolina | 25 | 1 | 0 | 10 | 14 | 0 | 1 of 38 (3%) | CDFI Fund, FDIC |
| Virginia | 22 | 1 | 0 | 4 | 17 | 0 | 1 of 56 (2%) | CDFI Fund, FDIC |
| Washington | 22 | 0 | 0 | 9 | 13 | 0 | 0 of 29 (0%) | CDFI Fund, FDIC |
| District of Columbia | 20 | 2 | 1 | 2 | 15 | 0 | 2 of 4 (50%) | CDFI Fund, FDIC |
| South Carolina | 20 | 2 | 2 | 10 | 6 | 0 | 2 of 44 (5%) | CDFI Fund, FDIC |
| Wisconsin | 20 | 1 | 1 | 4 | 14 | 0 | 1 of 154 (1%) | CDFI Fund, FDIC |
| Oklahoma | 18 | 3 | 2 | 3 | 9 | 1 | 3 of 170 (2%) | CDFI Fund, FDIC |
| Oregon | 18 | 0 | 0 | 8 | 10 | 0 | 0 of 13 (0%) | CDFI Fund, FDIC |
| Arizona | 17 | 0 | 0 | 6 | 11 | 0 | 0 of 12 (0%) | CDFI Fund, FDIC |
| Colorado | 16 | 2 | 2 | 0 | 12 | 0 | 2 of 63 (3%) | CDFI Fund, FDIC |
| New Mexico | 16 | 0 | 0 | 7 | 9 | 0 | 0 of 29 (0%) | CDFI Fund, FDIC |
| Indiana | 15 | 0 | 0 | 6 | 9 | 0 | 0 of 88 (0%) | CDFI Fund, FDIC |
| Maryland | 15 | 1 | 1 | 2 | 11 | 0 | 1 of 27 (4%) | CDFI Fund, FDIC |
| South Dakota | 15 | 1 | 1 | 4 | 9 | 0 | 2 of 56 (4%) | CDFI Fund, FDIC |
| West Virginia | 14 | 5 | 4 | 1 | 4 | 0 | 5 of 40 (13%) | CDFI Fund, FDIC |
| Kentucky | 12 | 0 | 0 | 2 | 10 | 0 | 0 of 120 (0%) | CDFI Fund, FDIC |
| New Jersey | 11 | 0 | 0 | 4 | 7 | 0 | 0 of 50 (0%) | CDFI Fund, FDIC |
| Nebraska | 10 | 0 | 0 | 0 | 10 | 0 | 0 of 139 (0%) | CDFI Fund, FDIC |
| Connecticut | 9 | 1 | 2 | 1 | 5 | 0 | 1 of 27 (4%) | CDFI Fund, FDIC |
| Montana | 9 | 0 | 0 | 4 | 5 | 0 | 0 of 35 (0%) | CDFI Fund, FDIC |
| Hawaii | 8 | 0 | 0 | 4 | 4 | 0 | 0 of 6 (0%) | CDFI Fund, FDIC |
| Idaho | 7 | 0 | 0 | 2 | 5 | 0 | 0 of 10 (0%) | CDFI Fund, FDIC |
| Iowa | 7 | 0 | 0 | 3 | 4 | 0 | 0 of 226 (0%) | CDFI Fund, FDIC |
| Maine | 7 | 0 | 0 | 1 | 6 | 0 | 0 of 22 (0%) | CDFI Fund, FDIC |
| Alaska | 6 | 0 | 0 | 1 | 5 | 0 | 0 of 5 (0%) | CDFI Fund, FDIC |
| Delaware | 4 | 0 | 0 | 2 | 2 | 0 | 0 of 16 (0%) | CDFI Fund, FDIC |
| Utah | 4 | 0 | 0 | 0 | 4 | 0 | 0 of 44 (0%) | CDFI Fund, FDIC |
| Vermont | 4 | 0 | 0 | 0 | 4 | 0 | 0 of 12 (0%) | CDFI Fund, FDIC |
| New Hampshire | 3 | 0 | 0 | 0 | 3 | 0 | 0 of 17 (0%) | CDFI Fund, FDIC |
| Guam | 2 | 0 | 0 | 1 | 1 | 0 | 0 of 2 (0%) | CDFI Fund, FDIC |
| Kansas | 2 | 0 | 0 | 1 | 1 | 0 | 0 of 185 (0%) | CDFI Fund, FDIC |
| Nevada | 2 | 0 | 0 | 0 | 2 | 0 | 0 of 14 (0%) | CDFI Fund, FDIC |
| North Dakota | 2 | 0 | 0 | 0 | 2 | 0 | 0 of 60 (0%) | CDFI Fund, FDIC |
| Rhode Island | 2 | 0 | 0 | 0 | 2 | 0 | 0 of 5 (0%) | CDFI Fund, FDIC |
| Wyoming | 1 | 0 | 0 | 0 | 1 | 0 | 0 of 24 (0%) | CDFI Fund, FDIC |
Download this table (CSV), free. The full dataset, every certified CDFI with the FDIC certificate or NCUA charter it was matched to and the rule that matched it, is one email away.
- According to the CDFI Fund, Louisiana is home to the most certified CDFIs, 99, followed by California with 97.
- Among states with at least 20 insured banks, the share of banks that are CDFI banks is highest in Mississippi (77%), then Louisiana (40%) and Arkansas (18%), according to CDFI Fund and FDIC data.
The 25 largest CDFI banks
FDIC-insured banks that are certified, or whose top-tier holding company is certified, ranked by total assets in their Call Reports for June 30, 2026. "Certified as" says whether the CDFI Fund lists the bank, its holding company, or both. Most of them are certified as banks in their own right: 175 of the 179 are on the list as banks.
| Rank | Bank | Headquarters | Total assets | Certified as | Certified since | Source |
|---|---|---|---|---|---|---|
| 1 | BankPlus | Belzoni, MS | $8.4 billion | Bank and holding company | March 25, 2014 | FDIC, CDFI Fund |
| 2 | Community Bank of Mississippi | Flowood, MS | $5.1 billion | Bank and holding company | January 20, 2026 | FDIC, CDFI Fund |
| 3 | Ponce Bank | Bronx, NY | $3.5 billion | Bank and holding company | April 26, 2018 | FDIC, CDFI Fund |
| 4 | BankFirst Financial Services | Columbus, MS | $3.3 billion | Bank and holding company | April 11, 2014 | FDIC, CDFI Fund |
| 5 | Lone Star National Bank | Pharr, TX | $3.3 billion | Bank and holding company | January 16, 2025 | FDIC, CDFI Fund |
| 6 | Guaranty Bank and Trust Company | Belzoni, MS | $3.1 billion | Bank and holding company | March 25, 2014 | FDIC, CDFI Fund |
| 7 | Southern Bancorp Bank | Arkadelphia, AR | $3.0 billion | Bank and holding company | March 13, 2014 | FDIC, CDFI Fund |
| 8 | Sunrise Banks | Sioux Falls, SD | $2.8 billion | Bank and holding company | February 14, 2014 | FDIC, CDFI Fund |
| 9 | Planters Bank & Trust Company | Indianola, MS | $2.7 billion | Bank and holding company | July 27, 2026 | FDIC, CDFI Fund |
| 10 | Beneficial State Bank | Oakland, CA | $2.0 billion | Bank and holding company | September 17, 2013 | FDIC, CDFI Fund |
| 11 | The Citizens National Bank of Meridian | Meridian, MS | $1.9 billion | Bank and holding company | June 9, 2026 | FDIC, CDFI Fund |
| 12 | Legacy Bank & Trust Company | Mountain Grove, MO | $1.8 billion | Bank and holding company | March 13, 2014 | FDIC, CDFI Fund |
| 13 | Security Bank and Trust Company | Paris, TN | $1.7 billion | Bank and holding company | October 19, 2026 | FDIC, CDFI Fund |
| 14 | BOM Bank | Natchitoches, LA | $1.6 billion | Bank and holding company | January 8, 2026 | FDIC, CDFI Fund |
| 15 | City First Bank | Washington, DC | $1.6 billion | Bank and holding company | March 13, 2014 | FDIC, CDFI Fund |
| 16 | The Citizens Bank of Philadelphia, Mississippi | Philadelphia, MS | $1.6 billion | Bank and holding company | June 9, 2026 | FDIC, CDFI Fund |
| 17 | Security Federal Bank | Aiken, SC | $1.5 billion | Bank and holding company | June 9, 2026 | FDIC, CDFI Fund |
| 18 | United Bank | Atmore, AL | $1.5 billion | Bank and holding company | March 14, 2014 | FDIC, CDFI Fund |
| 19 | Fm Bank And Trust | Blytheville, AR | $1.4 billion | Bank and holding company | January 27, 2021 | FDIC, CDFI Fund |
| 20 | TownBridge Bank | Pascagoula, MS | $1.3 billion | Bank and holding company | December 1, 2015 | FDIC, CDFI Fund |
| 21 | JD Bank | Jennings, LA | $1.3 billion | Bank | September 30, 2026 | FDIC, CDFI Fund |
| 22 | Texas National Bank | McAllen, TX | $1.2 billion | Bank and holding company | July 13, 2026 | FDIC, CDFI Fund |
| 23 | PriorityOne Bank | Magee, MS | $1.2 billion | Bank and holding company | June 9, 2026 | FDIC, CDFI Fund |
| 24 | First General Bank | Rowland Heights, CA | $1.2 billion | Bank | October 13, 2016 | FDIC, CDFI Fund |
| 25 | Bank of Commerce | Greenwood, MS | $1.1 billion | Bank and holding company | January 15, 2026 | FDIC, CDFI Fund |
The largest, BankPlus of Belzoni, MS, reports $8.4 billion in total assets, according to the FDIC; the median CDFI bank reports $367 million.
The 25 largest CDFI credit unions
Certified credit unions in the NCUA's Call Report data for June 30, 2026, ranked by total assets.
| Rank | Credit union | Headquarters | Total assets | Members | Certified since | Source |
|---|---|---|---|---|---|---|
| 1 | Suncoast | Tampa, FL | $20.8 billion | 1,408,203 | September 1, 2014 | NCUA, CDFI Fund |
| 2 | Nusenda | Albuquerque, NM | $5.0 billion | 299,021 | November 14, 2017 | NCUA, CDFI Fund |
| 3 | GECU | El Paso, TX | $4.7 billion | 441,043 | March 31, 2014 | NCUA, CDFI Fund |
| 4 | Empower | Syracuse, NY | $4.3 billion | 310,884 | April 13, 2017 | NCUA, CDFI Fund |
| 5 | Rogue | Medford, OR | $4.3 billion | 245,187 | April 6, 2023 | NCUA, CDFI Fund |
| 6 | Covantage | Antigo, WI | $4.2 billion | 186,054 | February 13, 2014 | NCUA, CDFI Fund |
| 7 | Valley Strong | Bakersfield, CA | $4.1 billion | 240,116 | April 29, 2023 | NCUA, CDFI Fund |
| 8 | Vantage West | Tucson, AZ | $3.3 billion | 217,416 | May 23, 2018 | NCUA, CDFI Fund |
| 9 | Rivermark Community | Oregon City, OR | $3.3 billion | 176,438 | January 29, 2022 | NCUA, CDFI Fund |
| 10 | Harborstone | Lakewood, WA | $3.1 billion | 121,878 | April 6, 2016 | NCUA, CDFI Fund |
| 11 | GTE | Tampa, FL | $3.1 billion | 232,246 | October 4, 2022 | NCUA, CDFI Fund |
| 12 | Civic | Raleigh, NC | $3.1 billion | 336,107 | July 20, 2026 | NCUA, CDFI Fund |
| 13 | Y-12 | Oak Ridge, TN | $2.8 billion | 137,984 | January 12, 2022 | NCUA, CDFI Fund |
| 14 | Altura | Riverside, CA | $2.6 billion | 219,377 | June 25, 2026 | NCUA, CDFI Fund |
| 15 | Kitsap | Bremerton, WA | $2.5 billion | 166,096 | January 14, 2022 | NCUA, CDFI Fund |
| 16 | ELGA | Grand Blanc, MI | $2.5 billion | 117,308 | July 23, 2026 | NCUA, CDFI Fund |
| 17 | Workers | Littleton, MA | $2.5 billion | 119,940 | July 8, 2016 | NCUA, CDFI Fund |
| 18 | Self-Help Federal Credit Union | Durham, NC | $2.4 billion | 146,774 | September 17, 2013 | NCUA, CDFI Fund |
| 19 | Coast Central | Eureka, CA | $2.3 billion | 80,768 | January 16, 2025 | NCUA, CDFI Fund |
| 20 | Financial Partners | Downey, CA | $2.2 billion | 93,298 | December 19, 2019 | NCUA, CDFI Fund |
| 21 | Self-Help | Durham, NC | $2.2 billion | 101,911 | October 25, 2013 | NCUA, CDFI Fund |
| 22 | Coasthills | Santa Maria, CA | $1.8 billion | 84,724 | December 29, 2021 | NCUA, CDFI Fund |
| 23 | Financial Plus | Flint, MI | $1.7 billion | 81,851 | October 19, 2026 | NCUA, CDFI Fund |
| 24 | Firstlight | El Paso, TX | $1.6 billion | 97,419 | September 17, 2013 | NCUA, CDFI Fund |
| 25 | Dade County | Sweetwater, FL | $1.5 billion | 111,518 | October 3, 2019 | NCUA, CDFI Fund |
According to NCUA data, the largest, Suncoast of Tampa, FL, reports $20.8 billion. Certified federally insured credit unions have 11,623,566 members between them, 8.0% of all federally insured credit union members, according to the NCUA.
Entries the regulators' records do not match
The CDFI Fund's list is updated on its own schedule, and it can name an institution that has since merged. Of the 698 depository entries, 608 were matched to an FDIC or NCUA record. Another 77, credit unions in Puerto Rico, are not in the NCUA's Call Report data and are counted on the list only. The 13 below are shown with what the regulator's records say.
| Listed as | Type | City | What the regulator's records show | Source |
|---|---|---|---|---|
| Cross Keys Bank | Bank or Thrift | Saint Joseph, LA | In FDIC records, charter ended January 1, 2026 | CDFI Fund, FDIC |
| Farmers-Merchants Bank & Trust Company | Bank or Thrift | Breaux Bridge, LA | In FDIC records, charter ended April 1, 2026 | CDFI Fund, FDIC |
| First Missouri Bank of SEMO | Bank or Thrift | Kennett, MO | In FDIC records, charter ended January 1, 2026 | CDFI Fund, FDIC |
| First Missouri State Bank | Bank or Thrift | Poplar Bluff, MO | In FDIC records, charter ended January 1, 2026 | CDFI Fund, FDIC |
| Holmes County Bank | Bank or Thrift | Lexington, MS | In FDIC records, charter ended October 6, 2025 | CDFI Fund, FDIC |
| BSJ Bancshares Inc. | Bank Holding Company | Saint Joseph, LA | In FDIC records, its bank, Cross Keys Bank, ended January 1, 2026 | CDFI Fund, FDIC |
| First Malden Bancshares, Inc. | Bank Holding Company | Malden, MO | In FDIC records, its bank, First Missouri Bank of SEMO, ended January 1, 2026 | CDFI Fund, FDIC |
| Holmes County Capital Corporation | Bank Holding Company | Lexington, MS | In FDIC records, its bank, Holmes County Bank, ended October 6, 2025 | CDFI Fund, FDIC |
| THE MAGNOLIA STATE CORPORATION | Bank Holding Company | Bay Springs, MS | In FDIC records, its bank, Magnolia State Bank, ended July 1, 2025 | CDFI Fund, FDIC |
| BlueOx Credit Union | Credit Union | Battle Creek, MI | Listed twice: same RSSD ID as the entry for IGNITE CREDIT UNION | CDFI Fund |
| Entertainment Industries FCU | Credit Union | Elizabeth, NJ | Not found in NCUA Call Report data | CDFI Fund, NCUA |
| Holy Redeemer Community Credit Union of SE Wisconsin, Inc | Credit Union | Milwaukee, WI | Not found in NCUA Call Report data | CDFI Fund, NCUA |
| Members 1st Credit Union | Credit Union | Redding, CA | Not found in NCUA Call Report data | CDFI Fund, NCUA |
What this means for technology buyers
A CDFI's certification rests on serving low-income communities and people who lack access to financing, so loan origination, credit decisioning and the reporting that shows where the loans went sit close to the center of its systems. The median CDFI bank reports $367 million in assets, according to the FDIC. These guides compare the options side by side:
- Commercial loan origination systems: small business and commercial lending, from application to booking.
- Credit decision engines for consumer lending: rules and models for lending decisions, including for thin-file borrowers.
- Cloud-based core banking systems: what a move off an older core involves, and who can take it on.
- Mobile banking apps for regional banks: digital channel platforms for banks below money-center scale.
Planning the change before choosing the vendor? The Retail Bank Business Capability Model maps what a bank does, from lending to servicing.
More from Finantrix Atlas
- Largest community banks in the US
- Credit unions by state
- Largest SBA small business lenders
- Largest banks in each state by deposits
How this list was built
The universe is the CDFI Fund's list of currently certified CDFIs for October 21, 2026. Its rows equal the totals the Fund prints with it: 1,268 certified CDFIs, 65 of them Native CDFIs, and the same count for every type and every state.
Each bank, thrift and holding company is joined to the FDIC's BankFind Suite, and each credit union to the NCUA's Call Report data, by the Federal Reserve RSSD ID the list prints. Where the list prints none, or the ID is not in the regulator's records, an entry is matched by name, city and state, and only when exactly one institution fits. A holding company is credited with every FDIC-insured bank whose top-tier holder it is. The FDIC records only the top-tier holder, so for five certified holding companies that sit below another company, the bank is the one whose main office has the same street number and ZIP code. Every match and the rule that made it are in the full dataset. One institution is listed twice, under two names with the same RSSD ID, and counted once.
The share of banks counts every FDIC-insured institution that filed a Call Report for June 30, 2026, 4,248 in all, including banks that have merged since. Credit unions are the 4,214 federally insured credit unions in the NCUA's data for June 30, 2026, which reproduce the NCUA's own published count and total assets for the quarter; 2 matched credit unions are privately insured and are left out of the credit union shares.
Limits
- Certification, not lending. The list says which organizations the CDFI Fund certifies. It does not show how much any of them lends in low-income communities.
- The list moves. The CDFI Fund notes on the list that it reviews applications on a rolling basis and that the list "is subject to change", including while it reviews revised applications from certified CDFIs under its certification policy changes.
- Different dates. The list is dated October 21, 2026; bank and credit union figures are from June 30, 2026. A bank certified after its last Call Report is shown with that report.
- Holding companies below the top tier. The FDIC's records name only a bank's top-tier holder, so a certified mid-tier holding company is matched by address, not by an ownership record.
- Loan and venture capital funds have no regulator's balance sheet here and are counted, not measured.
Cite this
Free to quote, cite and republish, including the chart, with credit to Finantrix Atlas and a link to this page.
179 of 4,248 FDIC-insured US banks, 4.2%, are certified CDFIs or owned by a certified holding company; in Mississippi the share is 77%, according to a Finantrix Atlas analysis of CDFI Fund and FDIC data.
The Treasury's CDFI Fund lists 1,268 certified CDFIs as of October 21, 2026, according to Finantrix Atlas.
Suggested citation: Finantrix Atlas, "Certified CDFI Banks and Credit Unions," data as of October 21, 2026, from the US Treasury CDFI Fund, the FDIC and the NCUA. https://www.finantrix.com/articles/cdfi-banks
Embed the chart:
<a href="https://www.finantrix.com/articles/cdfi-banks"><img src="https://www.finantrix.com/atlas/cdfi-banks.png" alt="Share of each state's banks that are certified CDFIs, from CDFI Fund and FDIC data, by Finantrix Atlas"></a>
<p>Chart: <a href="https://www.finantrix.com/articles/cdfi-banks">Finantrix Atlas</a>, from the CDFI Fund and FDIC data.</p>
Frequently asked questions
Q: How many CDFIs are there? A: The Treasury's CDFI Fund lists 1,268 certified CDFIs as of October 21, 2026, according to its list of certified CDFIs. 561 of them are loan funds.
Q: How many banks are CDFIs? A: 179 FDIC-insured banks are certified CDFIs or owned by a certified holding company, 4.2% of all insured banks, according to CDFI Fund and FDIC data.
Q: How many credit unions are CDFIs? A: 281 federally insured credit unions are certified CDFIs, 6.7% of all, according to CDFI Fund and NCUA data. The list also names 77 credit unions in Puerto Rico that are not in the NCUA's data.
Q: Which state has the most CDFIs? A: Louisiana, with 99 certified CDFIs of all types, according to the CDFI Fund's list for October 21, 2026.
Q: What is the largest CDFI bank? A: BankPlus of Belzoni, MS, with $8.4 billion in total assets on June 30, 2026, according to the FDIC, among banks certified by the CDFI Fund or owned by a certified holding company.
Download the data
The 53 rows on this page (CSV), free. The full dataset has all 1,268 rows, as of October 21, 2026; we email you a link.
Frequently Asked Questions
How many CDFIs are there?
The Treasury's CDFI Fund lists 1,268 certified CDFIs as of October 21, 2026, according to its list of certified CDFIs. 561 of them are loan funds.
How many banks are CDFIs?
179 FDIC-insured banks are certified CDFIs or owned by a certified holding company, 4.2% of all insured banks, according to CDFI Fund and FDIC data.
How many credit unions are CDFIs?
281 federally insured credit unions are certified CDFIs, 6.7% of all, according to CDFI Fund and NCUA data. The list also names 77 credit unions in Puerto Rico that are not in the NCUA's data.
Which state has the most CDFIs?
Louisiana, with 99 certified CDFIs of all types, according to the CDFI Fund's list for October 21, 2026.
What is the largest CDFI bank?
BankPlus of Belzoni, MS, with $8.4 billion in total assets on June 30, 2026, according to the FDIC, among banks certified by the CDFI Fund or owned by a certified holding company.